Road Traffic Accident (RTA)
What to do if you have an accident
After an accident, there are a number of things you can do in the initial period to preserve and record all physical or verbal evidence available, especially where the evidence may not be obtainable at a later date, or where circumstances may change.
As time passes, it becomes more difficult to investigate a claim, so if you have been the victim of an accident, please check below for further advice. The sooner you begin the claim the better, while the information is fresh and evidence still available.
Road Traffic Accidents
The most important step when you have been the victim of a Road Traffic Accident through no fault of your own, is to record as many of the third party details as possible at the scene of the accident. These will comprise name, car registration, address, contact number, insurance details, and also where possible inform the Police (who may or may not attend the scene).
If the police attend on your behalf, then they will record the details themselves, and we will then need the Police Reference Number to obtain their report.
If possible, obtain Witness names and contact numbers as they may prove invaluable if there is a dispute over liability.
It is important to attend for medical treatment as soon after the incident as possible, as these records will be vital in determining the extent of your injuries and your prognosis.
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Keep your Receipts! It is important to keep a written record of all financial losses arising from the incident. These will include loss of earnings, travel expenses, medical expenses, miscellaneous losses, and damaged clothing. Sometimes a claim can include an element for time incurred by family and friends looking after you. The basis for this part of the claim would be that otherwise assistance would need to be provided by the State.
