Road Traffic Accident (RTA)
Introduction
Being involved in a road accident can be agonizing and distressing both mentally and physically. Every year road collisions cost hundreds of lives and leave thousands more injured and traumatised.
If you have had an accident caused by a third party within the last three years, you could be entitled to make a claim for injuries or losses resulting from that accident. The scenario could be that you were the driver or passenger of a car, motorcycle, or a victim of a hit and run. Whatever the type of accident, the insurance company representing the party at fault are legally required to pay you compensation if you have been injured.
Every road user owes a duty of care to other road users. If a user has broken their duty of care by driving negligently, then they will be held responsible for any injuries caused by their actions and you will be entitled to bring a claim against the person at fault.
Don’t worry if the driver at fault is a family member or friend, as all legal actions will be directed at their respective insurance company. It is also not essential that the police were informed, unless the accident was a hit and run, or the third party had no insurance. In such circumstances, the accident must be reported to the police at the earliest possible date. If you have been the victim of a hit and run, then there are statutory government schemes in place to compensate you.
If you feel the accident was not your fault, then contact PICS on free phone number 0800 731 2556 as soon as possible for specialist assistance and advice. We understand that the legal process can be daunting and many people do not understand their legal rights. Compensation is not an automatic process, and it is important that you obtain specialist legal assistance in order to claim the compensation you deserve.
